A Look into Retail Prepaid Phone Cards  02/28/2007 When you are on the go and you need a prepaid phone card, you may think of the most convenient way to purchase one. In this situation, many people turn to retail stores, but is this the right decision?

Cheap VoIP International Phone Calls: A Better Alternative in a Global Environment  02/28/2007 Making International phone calls through regular phone service providers can be extremely expensive. By using prepaid calling cards and cell phones together, consumers can cut their costs and make longer calls to other countries with cheap VoIP International phone calls.

Handy Tools: Prepaid Travel Phone Calling Card  02/28/2007 Don't leave home with out your travel phone card. Learn the best handy tools to picking a prepaid travel phone calling card for your next travel vacation.

Family 5: Save Big On Airfares  04/18/2007 Whether for the family on vacation or the businessperson who must travel as part of his or her job, nearly everyone will use an airline at one time or another. While flying can be an expensive affair, it is possible to receive greatly discounted ticket prices and get great savings for airline travel needs, even for the last minute traveler.

A Smorgasbord of Savings in the Buffet Line  02/28/2007 Finding a great bargain in a good restaurant can be difficult, especially for people with a large family. Fortunately, there is a buffet in just about every city of every state and there really is a smorgasbord of savings in each one of those buffet lines.

Where does all the money go?  02/28/2007 Ever wonder where all your money goes? We mean, really wonder?? You start with your paycheck and before you know it, there is more month left after the money. Believe it or not, there is a very simple method for seeing just where the money goes and it's free!

Save Money Going Out  02/28/2007 It seems as though whenever we go out for the night, it costs much more than we originally intended to spend. Having a 'night on the town' shouldn't cost you a whole weeks salary.

What is Creative Frugality?  03/02/2007 Most people understand what creativity is, and have a good idea what it means to be frugal. But the idea of putting the two together is a little hard to grasp. Because creative frugality is one of those things that is easier to show than to tell, here is a quick list of dead giveaways for identifying creative frugality in action.

Slashing Grocery Bills  02/28/2007 Even the thought of spending a lot of time tracking grocery prices from store to store gives me a headache. I know a lot of people who keep detailed notes of every grocery item they regularly purchase and routinely note the price fluctuations at the grocery stores they frequent.

Establishing Credit and getting a car loan (for students)  02/28/2007 What's the best way for you (a student) to establish credit? Are there still credit cards that will let you put some money on hold in order to back any purchases you might make? How do you find them? Establishing credit... It's important that you get off to a good start. The record that you build now will follow him throughout your life. And it will effect how much you pays when you borrow money.

Questions About FICO Scores  03/02/2007 Fair Isaac Corporation provides analytic, software, and data management products and services that enable businesses to automate decisions primarily in the United States, the United Kingdom, and Canada.

10 Credit Myths  02/28/2007 As they say, "Knowledge is power." Many times people either act on false information or fail to act because they didn't know what could be done to their benefit. This is the case in many areas of life, but on the top of that list is money. And in the money category you will find lots of misinformation about credit.

7 Steps For Eliminating Your Debt  02/28/2007 Many people may say that shedding debt is common sense: "Pay for everything in cash and don't incur any debt." Yeah, sure, easily said when you have a household income of 70 to 80 thousand (and no kids). Obviously the best way to handle your finances is to pay for everything with cash. Not everyone has that luxury.

11 Easy Ways to Cut Your Spending Without Feeling It  02/28/2007 It's clear that most people believe that cutting spending is the faster way to reduce debt. Of course, this is certainly true to some extent. My position is that there are three main points to be addressed when reducing debt, specifically: (1) Getting organized financially; (2) Becoming more efficient with your current debt and spending; (3) Generating more income.

Paying Your Bills On Time  03/02/2007 You've heard it before. "You always have to pay your bills on time or it will hurt your credit rating". The fact is that not paying your bills on time can also cost you a bunch of money.

Are You Afraid of a Budget?  02/28/2007 There's that horrifying word. The one that makes so many people cringe at its very utterance. It seems like they could make a very good spooky movie with the title "You Have To BUDGET!"

Your Checking Account  02/28/2007 Checking accounts are an absolute necessity these days. You can either have a checking account or run to the bank or other outlet for money orders. Many people pay for almost everything with a check including groceries, gas, clothes and a long list of other things. When you add an ATM card to this picture, your chances for a potential problem is greatly enhanced.

Setting Your Financial Priorities  02/28/2007 Whether you know it or not, you are always setting your financial priorities. Some may decide that a new stereo system is more important than this month's electric bill. This may be a little off the wall, but it is still setting your priorities.

Seasonal Sales Shopping List  02/28/2007 Been saving up for that 'something special'? Want to know when you will get the best deal? Are you curious to know when your favorite foods will be going on sale? Let this seasonal shopping guide help you make those strategic shopping decisions!